Boat Loans - Getting A Boat Loan You Can Afford
By Charlie Johnson
Unless you're flush with more cash than most people on the planet,
you'll need to secure a boat loan for that boat purchase you've
been thinking about. It's important to understand the basics of
boat loans so that you can secure the best boat loan possible.
So how do you do that?
A lot of lenders will be happy to grant you a boat loan. Just
remember, they're in business so they are looking out for their
best interests and not neccessarily yours.
But these boat lenders
need customers to stay in business so if you make it clear that
you are shopping around, they'll start looking at putting together
a boat loan offer that works well for you.
Where can you get a boat loan?
* Credit Unions
* Boat Dealers
* Financial Services Companies
* Boat Brokers
* Banks
The first place to check for a boat loan would be with a lender that
you've done business with in the past.
If you've been a customer for
awhile and they offer boat loans, it's a pretty good bet that they'll
work with you to give you good terms on your boat loan.
You'll still want to shop around and see what other terms you can get,
just to be sure. This include boat loan terms such as interest rates,
length of the boat loan, and monthly payments.
The types of boat loans available are:
* Fixed Rate Loan
* Variable Interest Rate Loan
* Simple Interest Rate Boat Loan
* A Balloon Payment Boat Loan
Keep in mind that your credit history, job stability, income, size of down
payment and length of the boat loan all will play factors in the terms you
can get, as well as which type of boat loan would be best for your financial
situation.
Once the boat loan is taken care of, you'll be ready for lots of great experiences
and adventures on your new boat.
About the author
For more information on boating accessories, check out Charlie Johnson's site http://www.theboatingexpert.com for tons of free articles and information on boating, including a free report, 'Tips, Tricks & Resources for Financing the Boat of Your Dreams!'
Article Source: http://EzineArticles.com/?expert=Charlie_Johnson
Hints On sunfish sailboats
If all you need is a small boat to get you from ship to shore, then a typical inflatable tender is the best answer. If you're after a medium sized boat for diving or watersports there are many choices as well. If a large rigid-hulled inflatable (Rigid Inflatable Boat or RIB) for recreation, rescue or work is what you need, there are again many exotic designs available with a wide variety of standard and optional components. The choice is quite wide through the entire spectrum, ranging from very compact models with simple slatted or inflatable floors, to larger tenders with inflatable or wooden keels and solid wooden or aluminum floors, up to the fiberglass or aluminum rigid-hulled inflatables. To avoid confusion, before buying, or even shopping for an inflatable, discuss and decide on exactly what the uses or requirements will be for your new inflatable boat. This will minimize the models to choose from, which in turn will minimize confusion.
Boating, Sailing And Marine Stories
Two new sailing and cruising marine ebooks available for download.
Sun, 14 Jan 2007 12:11:41 +0200
"Southern Indian Ocean Crossing Notes - Sailing East to West and West to East" by Tony Herrick and "Cruising the Islands & Atolls of the Mozambigue Channel" by Tony Herrick as well as the free ebook "Welcome to Durban - A Sailor's Guide" - to assist sailors to make safe landfall in South Africa - updated Dec '06.
Details.......
Ciguatera, A Danger For Yacht Crews Sailing In The Tropics
Sun, 16 Sep 2007 12:09:24 +0200
When catching dinner, how concerned are cruisers and sailors about catching fish which carry the Ciguatera toxin? I only know what amounts to 'folklore'. In Australian waters many anglers avoid eating large fish which are known to dwell amid coral reefs. The parrot fish (beautiful fillets!!) is known to be particularly prone to Ciguatera. I understand that fish caught in deep water, or away from coral, do not carry Ciguatera. Is this correct?
Full discussion ....
Web Designing – Custom web application design and development services at ALLITHELP
8 Feb 2008 07:00:03 +0200
Web Designing, custom web application design and development packages are available especially for your business or personnel. It includes all your or your business information and requirements.
Solar Panel Life-span On Sailing Yachts?
Sun, 25 Nov 2007 11:41:35 +0200
Just wondering how long some of you have had your solar panels? If you have noticed any degeneration in efficiency, and what brand you have? Also, if anyone can recommend a good book on solar power - drycell battery systems and energy consumption calculations (i.e. how many and what size panels are needed to power specific systems) it would be greatly appreciated.
Full discussion ....
sailboat review | best sailboat
Labels: venture sailboats | 40 foot sailboat
