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Tuesday, December 16, 2008
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Boat Insurance Online

By Alison Cole


When buying online boat insurance one should get proper coverage for man-made catastrophes, burglaries, or natural disasters. By taking advantage of certain offers, one should be able to obtain a discount on online boat insurance rates.

A marine insurance expert may be able to bargain for lower premiums. Depending on lesser loss ratios, one can shun payment of insurance deductibles and depreciation allowances sustained by losses, and an individual can play a role in minimizing the damages.

Boat insurance is often overlooked by boat owners. It is not mandatory, and is only imposed on consumers if there is an outstanding loan on the boat.

Nevertheless, online boat insurance has turned out to be a reasonably priced means for boat owners to safeguard their assets. It is important to get liability coverage and property coverage at a minimum; one can also get further coverage like towing coverage and trailer coverage.

Boat insurance should be procured with the help of a veteran insurance agent or broker, who has expertise in writing boat insurance. There is no substitute for knowledge, where searching for a source of boat insurance is concerned.

Premiums depend on the size of the boat, its horsepower and navigational range, and the experience of operator. Boats which are over 25 years old are usually written under a different category of boat programs, and a majority of insurers will need a survey for boats and yachts over 10 years old.

Some insurance carriers impose a surcharge of up to 30% because of the disastrous loss character of a specific region. Yet most online insurers offer discounts and anti-burglary plans.

About the author

Boat Insurance provides detailed information on Boat Insurance, Cheap Boat Insurance, Motor Boat Insurance, Boat Insurance Online and more. Boat Insurance is affiliated with Trip Cancellation Insurance.
Article Source: http://EzineArticles.com/?expert=Alison_Cole

More Info On ocean sailboat

Luxury sailing yachts generally 82 ft or longer, in recent years, these yachts have evolved from fairly simple vessels with basic accommodation into sophisticated and luxurious boats. This is largely due to reduced hull-building costs brought about by the introduction of fibreglass hulls, and increased automation and "production line" techniques for yacht building, especially in Europe.
Buy great speed boats at our store.

Applications for jetboats include most activities where conventional propellers are also used, but in particular passenger ferry services, coastguard and police patrol, navy and military, adventure tourism (which is becoming increasingly popular around the globe), pilot boat operations, surf rescue, farming, fishing, exploration, pleasure boating, and other water activities where motor boats are used. Jetboats can also be raced for sport, both on rivers and on specially designed racecourses. Many jetboats are small enough to be carried on a trailer and towed by car. Recently there has been increasing use of jetboats in the form of rigid-hulled inflatable boats and as luxury yacht tenders.
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Boating, Sailing And Marine Stories

Inhaca Yacht Race 2007.

Wed, 4 Apr 2007 16:54:09 +0200
The Inhaca yacht race starts on the 6th April from Inhaca Island (Mozambique), ending in Richards Bay, South Africa - a distance of approximately 220 nautical miles.

Details ....

Regular Sailing Yacht Maintenance Tasks - What needs to be done and how often?

Sun, 29 Apr 2007 15:49:26 +0200
All this talk of sanding and varnishing leads me to the thought that there are plenty of other things that need to be checked over/maintained on a regular basis if we're to stay afloat safely and remain healthy on a sailing yacht.

Full discussion ....

Sailing crew wanted - Cape Town to Florida USA - Feb 2007

Mon, 15 Jan 2007 11:34:06 +0200
Depart Cape Town around February 2007, to St Helena, Caribbean, West Palm Beach FL. (This is the first leg - we will continue through Panama and back to Cape Town via Australia etc.)

Details....

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